E&L offer 8 levels of cover, with premiums starting from £18.20 for the basic level of cover, ideal for budget and shoestring weddings. At the top end of the scale, level 8 cover, costs £169 and offers up to £50,000 cancellation cover. So whatever your needs and budget, E&L have a premium to suit your needs and budget.

Marquee cover and ceremonial swords cover are available as policy extensions, for those that require these.

E&L Cover Levels

Extras:

Marquee: £35 for cover up to £20,000; £1.50 per £1,000 thereafter up to £50,000
Ceremonial Swords: £39 for cover up to £20,000

The four levels of cover allow you to choose a premium that fits your wedding needs and budget. The first level of cover, known as ’2 Star Cover’, offers cancellation cover up to £5,000 in value. This goes right up to £40,000 cancellation cover for the ’5 Star Cover’ which is designed for expensive, high-end weddings. So regardless of whether you’re doing this wedding on a budget or deciding to splash the cash, Covermywedding have you covered – or will do at least.

Cover Levels from Covermywedding.co.uk

A table comparing the different tiers of cover Covermywedding offer -

Although the average UK wedding costs around £20,000, Weddingplan have created several tiers of wedding insurance designed to meet just about every couple’s budget and needs. Prices start from just £19.99 for the ‘Essentials’ level of cover which includes up to £2,500 worth of cancellation cover. This goes right up to £50,000 cancellation cover on the Premier level of cover, which is suitable for large-budget wedding events.

Weddingplan is provided by TPS (Insurance Admin Services) Limited and is regulated by the Financial Services Authority.

Weddingplan Cover Levels

The following levels of cover are available from Weddingplan.

Extras

• Optional Marquee Cover (£49) – £20,000
• Optional Ceremonial Swords Cover (£39) – £20,000
• Optional Public Liability Cover (£19) – £2,000,000

So if you’re thinking of insuring your parrot, here’s the details for Exotic Direct. We think they’ve done a good job but if you want to compare it against some of the other UK policies, you can see them all in our parrot insurance comparison table.

Summary of Cover:

Let’s see what Exotic Direct offer

• Up to £5,000 vet fees cover
• Cover for death
• Cover for theft

Exotic Direct have a number of different policy levels, depening on the level of cover you require. Typical cover is around £2,500 but can be extended to as much as £5,000. There is also the option of getting basic level cover for theft only or death and theft only (doesn’t include veterinary fees cover).

E&L offer a multi-bird or multi-pet discount, so if you’re insuring more than one bird or pet you will be eligible for a discount when you take out more than one pet insurance policy with them. This is a discount of 10% per subsequent policy and up to a maximum of 20%.

Summary of Cover:

Let’s take a look at the cover E&L offer:

• 10% discount for multi bird policies
• Up to £3,500 cover for vet fees
• Cover for theft, personal accident and public liability also available
• Optional ‘non-return’ benefit for birds of prey
• equipment cover and cover for aviaries available

FAQS

1. What’s the excess on this policy?

   The excess (the first part of the claim you pay yourself) is £35 for vet fees, £75 for death claims and £150 for public liability.

2. What is the limit on the amount of time I must claim within?

   Your claim form should be returned to E&L at most within 90 days of the claim arising.

3. What does equipment cover mean?

   Cover is provided for cages or aviery equipment which are damaged or destroyed as a result of small perils such as lightening, falling trees, fire, explosions, earthquakes, storms or floods.

Golden Valley offer a pretty comprehensive insurance policy for parrots. Unfortunately, it’s not possible to take out a policy online, so you will most likely need to phone up for this.

Summary of Cover:

Let’s take a look at what Golden Valley are offering -

• Loss by theft or attempted theft
• Loss by storm, flood, fire, lightning
• Loss by explosion, earthquake
• Loss by riot, civil commotion, malicious persons, vandals
• Loss by falling trees
• Loss by attack by vermin
• Cover for death by accident, illness or disease or during surgical sexing
• Cover for vets fees up to £2500 per claim

All in all a pretty comprehensive policy, with lots to offer parrot owners

All in all the policy is pretty comprehensive and well-suited to most iPad users. There is also 30 days travel cover, which provides you with the same benefits you receive at home whilst you are abroad. This is ideal for those who take their iPad abroad travelling for business or for pleasure.

Summary of Cover:

Here’s an overview of the cover on offer -

• Cover for theft
• Accidental damage cover
• Liquid/water damage cover
• Fire cover
• £150 accessories cover
• 30 days travel cover
• Breakdown cover

FAQS

1. What is the excess on this policy?

   The excess is 15% of the tablet value, subject to a minimum amount of £25.

2. How do I make a claim?

   If your iPad is stolen, you will need to inform the police within 24 hours and obtain a crime reference number. For all claims, including damage, you should make your claim within 48 hours of discovering the event or, if you’re abroad when the incident occurs, within 48 hours of returning to the UK.

There is also extensive international travel cover (60 days). This is ideal for anybody thinking about going on a long adventure, or even for those who go abroad several times a year, either for business or pleasure.

Summary of Benefits:

Here’s a little of what’s on offer -

• Cover for theft
• Cover for damage
• Cover for water/liquid damage
• 60 days international cover
• Breakdown cover
• One month free cover

FAQS

1. Is there an excess to pay on this policy?

   Yes, there is a £50 excess to pay for iPads.

2. How should I go about making a claim

   Claims for lost or stolen iPads should be made within 24 hours, along with a crime reference number from the police station. For all claims you will need a claim form and should contact the PYB customer care team.

Veterinary bills are the biggest expense rabbit owners face and the most important part of any pet insurance policy is the cover against these. Exotic Direct’s £2,000 worth of cover is adequate for most rabbit owners and the same as competing policies.

Summary of benefits:

Here’s a little about what this policy has to offer -

• £2,000 veterinary bills cover

It may not have all the bells and whistles that some other policies have, but it at least ensures rabbit owners are covered against veterinary bills.

It’s also comforting to know that the policy is held by a specialist pet insurance company – so you can rest assured Exotic Direct have plenty of experience in insuring rabbits and their owners.

FAQS

1. What’s the excess on this policy?

   An excess amount will be printed on your insurance certificate. Exotic Direct do not make this amount available on their website.

2. How do I make a claim?

   You will need to request a claims form from Exotic Direct. This can either be downloaded or sent to you via post.

The policy also includes a number of other benefits including advertising & reward cover and cover for emergency boarding, should you suddenly need to go into hospital. Also unique to Helpucover is the ‘Premium Waver’ feature, which covers you should you suddenly get made redundant – helpful in uncertain times.

Let’s see what’s on offer:

Here’s a little of what Helpucover offer rabbit owners -

• £2,000 veterinary bills cover
• 10% online discount!
• £250 advertising & reward cover
• £250 emergency boarding cover
• Premium waver

FAQS

1. When does cover commence?

   When you take out a policy online standard cover commences immediately, however cover cover for illness does not commence until 28 days after starting your policy. Cover for loss/searching starts 14 days after your policy is commenced online.

2. What is the excess on the policy?

   The excess is started on your insurance certificate. You will need to pay this much of the total claim.

3. What conditions aren’t covered

   Helpucover’s website states: “We cannot provide cover for preventative treatment such as routine vaccinations, for cosmetic or voluntary treatment such as neutering for non medical reasons, or for pregnancy, giving birth or breeding or uterine cancer.” A full list of exclusions can be found on here.