Better Buy Insurance iPhone Cover

Is Better Buy Insurance really a best buy for iPhone insurance? Let’s take a look.

Better Buy Insurance is one of a handful of insurance companies who offer cover for iPhones. The average quote for a policy averages somewhere around £5 per month and includes cover for theft, damage, breakdown and often cover for loss as well, although sometimes this is at an additional cost.

Better Buy Insurance offers cover starting from just £19.99 per year, which is of course extremely cheap. To get the full cover however you need to spend a little more, £59.99 per year. The starter package merely covers you for accidental damage whereas the more premium tier provides cover for theft, damage, loss, unauthorised calls and overseas cover. This works out to cost just under £5 per month which is still very well-priced.

Summary of Benefits:

• No Minimum Contract
• Accidental Damage
• Theft
• Loss
• Unauthorised Calls Cover
• Overseas Cover

FAQS

1. Can I insure my phone if I live outside of the UK?

   Unfortunately this policy is only suitable for permanent UK residents. Since international cover is only 30 days per year it’s not suitable for expats permanently living outside of the country.

2. Do I need to pay any excess when making a claim?

   Yes. This will be printed on your insurance certificate, however is typically as follows:
   - Damage: The first £50 of a claim
   - Theft or Loss: The first £75 of a claim

3. How do I make a claim

   Please refer to the terms and conditions within your policy document. In any case you will need to report the incident (theft or loss) within 24 hours of discovery to the police. You will need to submit a police crime report along with a crime reference number along with your claim form.

   You should notify Better Buy Insurance and ‘The Administrator’ (refer to your policy document) within 48 hours of any incident.

betterbuyinsurance.co.uk

So in summary, a very well-priced iPhone insurance policy. Cover for all of the essentials and starts from as little as £3.33 per month. For more information visit the Better Buy Insurance website or take a look at our comparative guide to iPhone Insurance deals.