The Compareaholic’s Guide to iPad Insurance

What have we covered in the guide:

Sections at a Glance:

  1. Do I Need insurance for my iPad? – Check to see if you need cover
  2. What to look for in a policy – Ensure you get the best deal
  3. Comparison table – An easy way to find the best policy
  4. Reviews & Company Info – Our community of iPad owners give their feedback
  5. FAQs – Nothing goes unanswered

Do I need iPad Insurance?

In some instances you may not need to purchase insurance for your iPad

Your home contents policy may cover you

Your iPad may already be covered by your home contents insurance policy (if you have one). Not all policies include cover for gadgets and often they do not provide the same level of cover as a specialist gadget insurance policy – it’s important to contact your contents insurer to see exactly what is covered.

Some coverage is offered by the Apple Warranty

While Apple won’t replace your iPad if it is lost or stolen (or certain types of damage including water damage), there are some types of damage which are covered by your Apple warranty. If you are uncertain refer to the warranty.

You may be a very careful person

It’s possible you will never lose or damage your iPad, insurance is simply a safeguard.

What to Look for in a Policy

Knowing what to look for is the first step in finding a great deal. Use this as a reference point when comparing the available policies.

  • Theft - A replacement if your iPad is stolen
  • Damage - A replacement/cover for repair costs if your iPad is damaged
  • Water Damage – Specific cover for liquid/water damage
  • International Cover – The same level of cover abroad as you have at home
  • Breakdown cover – Typically an extension of your warranty

Comparison Table – Decisions Made Easy

Use the comparison table to see which deal is right for you

Theft Damage Water Damage International Cover Est Cost p/m Get Quote
60 days £4.99 More Info
30 days £4.72 More Info

Company Reviews

Need more help deciding?

protectyourbubble

Protect Your Bubble

Protect Your Bubble’s policy covers theft, damage and breakdown. It also provides cover while you’re abroad, ideal if your planning on bringing your iPad abroad. Currently they’re offering one month free insurance on all new policies.

insurance2go

Insurance2go

Insurance2go offers extensive iPad insurance offering cover for theft, damage and worldwide travel cover. There is also accessory cover should these get stolen. Prices vary slightly depending on your iPad model (e.g. 16GB wifi or 32GB 3G).

FAQs

Answers to your most frequently asked questions

  1. Which policy offers the best cover for taking an iPad abroad travelling?

    Protectyourbubble offers 60 days international cover during a 12 month period, whereas Insurance2go only offers 30 days. If you are planning a long holiday, or several short holidays within a 12 month period, Protectyourbubble is the better option.

  2. Which of these is the best insurance for an iPad?

    Both policies have their strengths and benefits and it’s important to use the comparison table to compare which one offers the better deal for your needs.

  3. Are there any insurance premiums offered directly by Apple

    Currently, the only protection Apple offers is in the form of its warranty. See ‘Do I need iPad Insurance’ for more info on this.

  4. Do any of these insurance policies cover loss?

    No, currently there are no policies which include cover for loss. Sadly.

  5. Are these policies suitable for the iPad 2?

    Yes, there are suitable for all generations of the iPad. Most policies will have a ‘max value’, so as long as your iPad isn’t worth more than that, then it can be insured.


  6. I have an iPhone and an iPad, can I get insurance for both?

    Protect Your Bubble offer a 10% multi-gadget discount if you insure more than one gadget with them.

  7. Should I expect to pay an excess on my policy?

    Yes, there is an excess of £50 on policies from Protect Your Bubble. Insurance2go charge a 15% excess (min 25), so an iPad valued at £500 would have an excess of £75.